Choose the category that best describes your complaint
Account opening, passbook, FD, RD, interest issues
KCC, personal loan, vehicle loan, application status
RuPay card, Micro ATM, NEFT/RTGS, IMPS failures
Rude behaviour, non-cooperation, bribery, misconduct
Wrong entries, certificate not issued, KYC issues
Any other banking service complaint not listed above
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Standard timeframes as per RBI Grievance Redressal Guidelines
| Complaint Type | Resolution Time | Level |
|---|---|---|
| ATM / Card Dispute | 7 Working Days | Branch |
| NEFT / RTGS / IMPS Failure | 7 Working Days | Branch |
| Account / Deposit Issues | 15 Working Days | Branch |
| Loan / Credit Complaints | 30 Working Days | Nodal Officer |
| General / Other Complaints | 30 Working Days | Nodal Officer |
First Point of Contact
Head Office Grievance Cell
Regulatory Authority
Under the RBI Integrated Ombudsman Scheme 2021, customers of banks, including cooperative banks, can file complaints against deficiency in banking services. The scheme is free of cost and provides an independent dispute resolution mechanism. File online at cms.rbi.org.in or call Toll Free 14448 (9:00 AM – 5:00 PM, Mon–Fri). FCCBL is committed to resolving all complaints internally before they reach the Ombudsman.
Head Office, Fatehabad
External Escalation — After bank-level resolution exhausted
You may approach the RBI Ombudsman if:
Everything you need to know about the grievance process