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🏛️ Leadership

Our Esteemed Leadership

Chief Minister of Haryana
Sh. Nayab Singh Saini
Hon'ble Chief Minister
Government of Haryana
Cooperative Minister Haryana
Sh. Arvind Kumar Sharma
Minister, Cooperation
Government of Haryana
General Manager, FCCBL
General Manager
General Manager
FCCBL, Fatehabad
🌾 Serving Haryana Since 2001

Your Trusted Partner for Financial Growth in Fatehabad

Empowering farmers, businesses & families across Fatehabad district with cooperative banking built on trust, community, and progress. NABARD-classified | DICGC insured deposits.

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Notices
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Account Holders
Across Fatehabad District
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Branches
All Major Blocks Covered
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Years of Service
Est. 2001, Fatehabad
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Business Volume
FY 2024-25 Total Business
🏦 Central Co-operative Bank

About The Bank

The Fatehabad Central Cooperative Bank Ltd. Fatehabad, generally known as DCCB Fatehabad, having its registered office (Head Office) at Opp. M.M. College of Education, G.T. Sirsa Road, Fatehabad-125050 (Haryana), came into existence in the year 2001 on bifurcating from The Hisar District Central Cooperative Bank Ltd. Hisar.

Bank got registered on 29.03.2001 and started working w.e.f. 01.04.2001. Bank has been serving the mass since its registration through a network of its 8 semi-urban, 21 rural branches, one extension counter, one administrative office (Head Office) and 30 Primary Agriculture Cooperative Societies (PACS) alongwith their 137 sale points (sub offices) within the whole Fatehabad District. In addition to above, 450 different type of member societies, e.g. Labour & Construction Societies, Industrial Societies, Transport Societies etc. are also affiliated to this bank.

This bank is fully licenced from Reserve Bank of India and works as per provisions of Banking Regulation Act 1949. Bank fulfil its responsibilities in a good manner by financing all categories of society i.e. to farmers in the form of KCC, RCC and other allied to agriculture activities (e.g. dairy farming & similar activities, horticulture, vermiculture, Poly house, underground pipeline water arrangements, purchase of agri. Machinery, Land purchase and rural Godown etc.), Rural Artisans, Agricultural Labourers, Entrepreneurs etc. It also provides Cash Credit facility to Traders, Personal Loan to Government/ Semi Government employees, Car Loan to Government/ Semi Government Employees and Professionals etc.

Bank is also serving lower group of society by the way of financing through Joint Liability Groups (JLGs), and other Government sponsored programmes. Bank has an influential share in PLP of the District. Bank also accept deposits from public at attractive rate of interest through various charming and tempting deposit products for different categories of society. Kanya Shakti Fatehabad is one of our most popular deposit schemes which has been specially designed for girls of 0–15 age group.

Bank believes to serve in a democratic way and have its own elected board of Directors. Our motto is to serve people through cooperation.

🤝 "We commit to fulfil our responsibility very well..."
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Registered Office

Opp. M.M. College of Education, G.T. Sirsa Road, Fatehabad – 125050 (Haryana)

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Established

Registered 29.03.2001  |  Operational w.e.f. 01.04.2001

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Network Strength

8 Semi-Urban + 21 Rural Branches · 30 PACS · 137 Sub-Offices · 450+ Member Societies

RBI Licensed & DICGC Insured

Fully licensed by RBI · Deposits insured up to ₹5 Lakh per depositor under DICGC

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Kanya Shakti Fatehabad

Most popular deposit scheme specially designed for girls aged 0–15 years

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NABARD Classified · Elected Board

NABARD-classified cooperative bank with democratic governance & elected Board of Directors

Complete Banking Solutions
for Every Need

From crop loans for our farmers to digital banking for the next generation — we offer a full spectrum of cooperative banking services.

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Agricultural Loans

Kisan Credit Card, crop loans, farm equipment financing & agricultural infrastructure loans tailored for Haryana's farmers.

Learn More
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Deposits & Savings

Savings accounts, current accounts, fixed deposits up to 8.25% p.a., recurring deposits, and senior citizen special schemes.

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Housing Loans

Affordable home loans at competitive rates for construction, purchase, renovation and extension of residential property.

Apply Now
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Business Loans

Working capital, term loans and cash credit facilities for small businesses, traders and MSMEs of Fatehabad.

Know More
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Insurance & Govt. Schemes

Pradhan Mantri Fasal Bima Yojana, PMJJBY, PMSBY, APY — all government social security schemes under one roof.

Enroll Now
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Digital Services

RuPay Debit Card, UPI, NEFT/RTGS, IMPS, Micro ATM at every branch & ATM network for seamless banking.

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Interest Rates — Updated 2026

Applicable for Fatehabad district cooperative banking. Revised as per RBI & NABARD guidelines.

Scheme / Period Upto ₹2 Crore (General) ₹2Cr – ₹5Cr Senior Citizens (+0.50%) Staff (+1.00%)
Savings Account3.00%4.00%3.50%4.00%
FD — 7 to 14 Days3.50%4.50%4.00%4.50%
FD — 15 to 45 Days3.75%4.50%4.25%4.75%
FD — 46 to 90 Days4.50%5.00%5.00%5.50%
FD — 91 to 179 Days4.70%4.90%5.20%5.70%
FD — 180 Days to <1 Year5.60%5.80%6.10%6.60%
FD — 1 Year to <2 Years ★7.00%6.60%7.50%8.00%
FD — 2 Years to <3 Years6.30%6.60%6.80%7.30%
FD — 3 Years to <5 Years6.20%6.30%6.70%7.20%
FD — Above 5 Years6.10%6.00%6.60%7.10%
Savings Bank Provident Fund7.00%7.00%7.50%8.00%
Important Notes: ★ Best rate — FD of 1 Year earns highest 7.00% p.a.  |  Senior Citizens get extra 0.50% on all Term Deposits  |  Bank Staff/Retired Members get extra 1.00%  |  No penalty on premature withdrawal  |  Loan/OD facility upto 90% of FD+accrued interest  |  Rate above ₹5 Crore decided by Head Office.
Loan Type Rate (To Borrower) Rate (Staff) Key Condition Status
Rural / Urban Housing Loan (Upto ₹1 Lakh)10.00%9.00%Max ₹10 LakhApply Now →
Rural / Urban Housing Loan (₹1L–₹5L)10.00%9.00%Max ₹10 LakhApply Now →
Housing Loan (₹5 Lakh & Above)10.00%9.00%Max ₹10 LakhApply Now →
Loan Against Property10.90%10.90%Property MortgageApply Now →
Personal Loan (Govt. Employee — A/c in FCCBL)11.25%9.00%Max ₹15L / 24× salaryApply Now →
Personal Loan (Govt. Employee — A/c in Other Bank)11.25%9.00%Max ₹15L / 15× salaryApply Now →
Vehicle Loan (CIBIL Score 800+)8.50%8.00%New VehicleApply Now →
Vehicle Loan (CIBIL 700–800)8.75%8.25%New VehicleApply Now →
Vehicle Loan (CIBIL 600–700)9.00%8.50%New VehicleApply Now →
Consumer Durable Loan11.25%9.00%MT LoanApply Now →
NFF / Farm Sector (Upto ₹50,000)11.00%Non-FarmApply Now →
NFF / Farm Sector (₹50K – ₹2 Lakh)12.00%Non-FarmApply Now →
NFF / Farm Sector (₹2L – ₹5L & Above)12.50%Non-FarmApply Now →
Cash Credit to Employees9.00%9.00%CC LimitApply Now →
Cash Credit (All Types / ST Industrial)15.00%Excl. RCCApply Now →
Penal Interest: ST Agriculture default — 5% penal  |  All other loans default — 3% penal  |  CIBIL Score below 600 — Loan not accepted  |  Repayment for Personal Loan: Max 84 months or residual service, whichever is less.
Agri / Allied Loan Scheme CCBs to PACS Rate (Borrower) Penal (Default) Status
Short Term Agriculture (KCC / RCC)5.50%7.00%5% penalApply Now →
Medium Term Agriculture Loan12.00%14.00%3% penalApply Now →
Medium Term — IRDP / SGSY12.00%14.00%3% penalApply Now →
Self Help Group (SHG) Loan12.00%14.00%3% penalApply Now →
Petty Shop Keepers13.00%15.00%3% penalApply Now →
Rural Artisans13.00%15.00%3% penalApply Now →
Short Term Consumption Loan13.00%15.00%3% penalApply Now →
Revolving Cash Credit — Upto limit12.00%3% penalApply Now →
Revolving Cash Credit — Above limit12.50%3% penalApply Now →
CC Limit — NFF / Farm Sector (Below ₹2L)11.25%3% penalApply Now →
CC Limit — NFF / Farm Sector (₹2L – ₹5L+)11.25%3% penalApply Now →
Loan Against NSC (Individuals)NSC Rate +1%3% penalApply Now →
Mukhya Mantri Antyodaya Parivar Utthan Yojana (MMAPUY)As per Scheme3% penalApply Now →
Mudra Loan (Shishu / Kishore / Tarun)As per Scheme3% penalApply Now →
Seven Scheme (Saat Nishchay)As per Scheme3% penalApply Now →
Note: ST Agriculture KCC rate of 7% p.a. is subject to interest subvention from Govt. of India/Haryana for timely repayment — effective net rate may be as low as 4%. Rates as published on hisardccb.bank.in. For Dairy & Poultry Loans, CC to Traders — contact nearest branch for details.
CIBIL Score Range Vehicle Loan (General) Vehicle Loan (CB Employee) Remarks
CIBIL Score 800 and Above ⭐8.50%8.00%Best Rate — Eligible
CIBIL Score 700 to below 8008.75%8.25%Eligible
CIBIL Score 600 to below 7009.00%8.50%Eligible
CIBIL Score Below 600Not AcceptedNot AcceptedNot Eligible
CIBIL Score 0 to 1 (No History)9.00%9.00%New to Credit
CIBIL Score 1 to 5 (Minimal History)9.00%9.00%Limited History
Vehicle Loan Guidelines: For purchase of new vehicles for personal or business use  |  CIBIL Score below 600 will not be accepted  |  Cooperative Bank employees get special reduced rate  |  Rate applicable as per CIBIL score at time of loan application  |  Source: hisardccb.bank.in
Type of Loan Penal Rate — CCBs to PACS Penal Rate — Ultimate Borrower Condition
Short Term Agriculture (KCC/RCC)5% Additional5% AdditionalOn Default / Overdue
All Other Loans (Housing, Personal, Vehicle etc.)3% Additional3% AdditionalOn Default / Overdue
Service Charges & Other Notes: No TDS on premature withdrawal penalty  |  No interest paid on Term Deposits withdrawn before 14 days  |  1% penalty on premature FD withdrawal NOT charged to customers or staff  |  Loan/CC facility available upto 90% of Term Deposit + accrued interest  |  Bank charges 2% extra interest on Loan/CC against FD over the FD rate (staff exempt from extra charge)  |  Deposits above ₹5 Crore: Rate decided by Head Office — prior permission required  |  For latest Service Charges visit: hisardccb.bank.in

10 Loan Schemes for Every Need

From Kisan Credit Card at 7% to Vehicle Loan at 8.50% — real rates directly from the Hisar DCCB portfolio. Farmer-friendly, fast and fully transparent.

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Kisan Credit Card (KCC)

7.00% p.a.

CCBs to PACS: 5.50% · Subvention applicable ✓

  • Short Term Agriculture Loan
  • Revolving Cash Credit (RCC)
  • Linked to PACS via CCB
  • Penal: 5% on default
Apply for KCC
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Housing Loan (Rural/Urban)

10.00% p.a.

Staff Rate: 9.00% · Max ₹10 Lakh ✓

  • Upto ₹1L, ₹1L–₹5L, ₹5L+ slabs
  • Rural & Urban both covered
  • Loan Against Property: 10.90%
  • Govt. employees: special rate 9%
Apply for Home Loan
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CC to Traders / Business

15.00% p.a.

NFF Farm Sector from 11% ✓

  • Cash Credit — All types
  • ST Industrial & Fertilizer CC
  • NFF/Farm Sector: 11–12.50%
  • CC Employees: 9%
Apply for Business Loan
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Personal Loan (Govt. Employee)

11.25% p.a.

Max ₹15 Lakh or 24× salary ✓

  • Confirmed Govt./Semi-Govt. employee
  • Repayment: Max 84 months
  • CIBIL Score 600+ required
  • For a/c in other bank: 15× salary
Apply for Personal Loan
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Vehicle Loan

8.50% p.a.

CIBIL 800+ gets best rate ✓

  • CIBIL 800+: 8.50% (General)
  • CIBIL 700–800: 8.75%
  • CIBIL 600–700: 9.00%
  • CB Staff: Extra 0.50% discount
Apply for Vehicle Loan
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MT Agriculture / SHG

14.00% p.a.

CCBs to PACS: 12% · SHG included ✓

  • Medium Term Agriculture
  • IRDP / SGSY Beneficiaries
  • Self Help Groups (SHG)
  • Penal rate: 3% on default
Apply for MT Agri Loan
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Consumer Durable Loan

11.25% p.a.

Staff Rate: 9.00% ✓

  • MT Loan for Consumer Durables
  • Electronics, Appliances etc.
  • Individuals & Bank Staff
  • Minimal Documentation
Apply for Consumer Loan
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Dairy & Poultry Loan

As per Scheme

Allied Agriculture Activity ✓

  • Dairy farming support
  • Poultry business loan
  • Allied agriculture eligible
  • Contact nearest branch
Apply for Dairy Loan
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Mudra / MMAPUY Loan

As per Scheme

Govt. Sponsored Schemes ✓

  • Mukhya Mantri Antyodaya (MMAPUY)
  • Mudra: Shishu / Kishore / Tarun
  • Seven Scheme (Saat Nishchay)
  • Joint Liability Groups (JLGs)
Apply for Mudra Loan
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RuPay Debit Card

Issued to all account holders — use at any ATM, POS & online merchant across India via NFS network

🇮🇳 RuPay 🔗 NFS Network
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Micro ATM — Every Branch

Micro ATM facility available at ALL branches of FCCBL — cash withdrawal & balance at your doorstep

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NEFT / RTGS / IMPS

Real-time & scheduled fund transfers to any bank account across India

Modern Services,
At Every Branch

FCCBL brings modern digital services to every branch — RuPay cards, Micro ATMs, UPI & more with the trust of a cooperative.

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RuPay Debit Card

Free RuPay card for all account holders — accepted at 10 lakh+ ATMs & merchants via NFS

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Micro ATM at Every Branch

All FCCBL branches are equipped with Micro ATM — withdraw cash & check balance without visiting main ATM

NEFT / RTGS / IMPS

Instant & scheduled fund transfers to any bank account across India, 24×7

30 Branches Across
Fatehabad District

Every block, every village — we are your neighbourhood bank.

  • 🏛️
    Head Office — Fatehabad City Opp M.M College of Education, Sirsa Road, Fatehabad — 125050, Haryana
    📞 01667-226411-11 | Mon–Sat: 10AM–5PM (2nd & 4th Sat: Holiday)
  • 🏢
    Ratia Branch Main Market, Ratia, Fatehabad | 📞 01698-270100
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    Jakhal Mandi Branch Grain Market, Jakhal, Fatehabad | 📞 01698-244500
  • 🏢
    Bhattu Kalan Branch Main Road, Bhattu Kalan, Fatehabad | 📞 01698-255300
View All 18 Branches →
Head Office Ratia Jakhal Bhattu Main Branch Sub Branch Fatehabad District, Haryana

30 Branches · ATMs · All Blocks Covered

What Our Members Say

"
★★★★★

Maine Kisan Credit Card ke zariye apni fasal ka pura kharcha pura kiya. Bank ne bahut jaldi process kiya aur koi pareshani nahi hui. FCCBL hamara sach mein apna bank hai!

👨‍🌾
Ramesh Kumar
Farmer, Bhattu Kalan Village
"
★★★★★

My fixed deposit earns excellent interest and the staff is always helpful. I have been banking with FCCBL for 20 years. They truly understand the needs of local families.

👩
Sushma Devi
Senior Member, Fatehabad City
"
★★★★★

The RuPay Debit Card and Micro ATM at the branch is excellent — I can withdraw cash and check balance without going to the city ATM. Very convenient for us in the village. Thank you FCCBL!

👨‍💼
Ajay Singh
Shopkeeper, Ratia Market

Join 2.5 Lakh+ Happy Members

Open your account today and become part of the Fatehabad Central Cooperative Bank family. DICGC insured deposits up to ₹5 Lakh.

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